Frequently Asked Questions
Why does it cost so much to provide veterinary care for my pet?
The fees you pay for veterinary services take into consideration a number of factors, including the costs to compensate your veterinarian and veterinary team for their professional services and the expenses involved in maintaining the hospital and equipment. When someone decides to adopt a pet, he or she needs to be prepared to include annual veterinary care in the overall cost of owning the pet.
Thanks to advances in veterinary medicine, pets are living longer, which means you may be spending more over the lifetime of your pet. However, in general, the annual cost of caring for a pet hasn’t increased much over the past several decades. (Consider how much the costs of many professional services, such as human healthcare, have risen over that same period!) Certain advanced procedures may come at a higher cost, but as the owner, you decide what care you want to provide your pet.
It may seem like you’re paying more for your pet’s care than for your own, but that perception may stem from the fact that you’re paying the entire cost of a service or procedure, rather than a percentage or set fee determined by an insurance company. If you want to save money on your pet’s care, there are several pet insurance plans available. These plans may cover or help keep costs down for many routine veterinary services, prescriptions, medical conditions, and diseases. Your veterinary hospital may also offer a third-party healthcare line of credit as an option. Be sure to ask at your hospital if they accept any of these plans.
What vaccinations does my dog/cat really need?
Your veterinarian will determine which vaccinations are appropriate for your dog or cat, based on individual factors, such as lifestyle and health status. Veterinarians commonly recommend that dogs be vaccinated against rabies, distemper, and parvovirus and that cats be vaccinated against rabies and panleukopenia (feline distemper). Additional vaccines, such as feline leukemia virus (FeLV), feline immunodeficiency virus (FIV), and Bordetella (kennel cough), are recommended based on your cat or dog’s risk.
Many of these diseases can be fatal to your pet. Preventing them is far easier and less expensive than treatment. If you would like more information on vaccines, ask your veterinarian.
Why do some veterinary hospitals charge such different prices for the same procedure(s)?
Each veterinary hospital sets its own fees. These fees are largely based on expenses, such as salaries, utilities, and rent, that all vary from one area to another. However, the services that are covered under the same procedure or treatment may also differ from clinic to clinic. Medications, medical techniques and products, anesthetics, and equipment can all affect the cost of services.
I just got a new puppy/kitten. How much will veterinary care cost during the first year? And how much should I expect to spend annually after that?
Puppies and kittens generally have the same health requirements: an initial veterinary visit that includes a physical exam, vaccinations, and tests for parasites. Follow-up visits include the rest of the puppy/kitten series of vaccinations, as well as treatment and preventives for parasites. Most veterinary hospitals can give you a basic estimate for these services, and most of the fees for these services shouldn’t vary significantly from hospital to hospital.
My pet is injured/sick, and he/she needs to see a veterinarian. However, I can’t afford the office visit, much less treatment. What can I do?
Many veterinarians who see a pet on a regular basis are usually willing to work with the owner to come up with a payment plan. This is one of many reasons why it’s a good idea to keep up with your pet’s routine care. Owners whose pets don’t receive regular veterinary care will have a harder time finding a veterinarian who is willing to provide services without guaranteed payment. Contact your veterinary hospital, and ask if they offer any alternative payment options.
Can I get health insurance for my pet? If so, what’s covered?
Several companies offer health insurance for dogs and cats (and other pets). These plans have premiums and deductibles, just like human health insurance plans. The premiums and deductibles vary based on the level of coverage you select. Many routine services, such as office visits and diagnostic testing, are covered, as well as prescriptions, procedures, and surgeries for a wide variety of diseases and conditions. However, there are restrictions and limits, as well as certain guidelines to follow, including making sure your pet receives regular preventive care.
Your veterinary hospital should have more information about pet health insurance.
Why do some veterinary hospitals charge such different prices for the same procedure(s)?
Each veterinary hospital sets its own fees. These fees are largely based on expenses, such as salaries, utilities, and rent, that all vary from one area to another. However, the services that are covered under the same procedure or treatment may also differ from clinic to clinic. Medications, medical techniques and products, anesthetics, and equipment can all affect the cost of services.
Why can’t a veterinarian give my pet a diagnosis over the phone? I can’t afford to come in to the clinic every time my pet has something minor wrong.
Besides being unethical and illegal to prescribe medication over the phone, veterinarians can’t accurately diagnose or treat a pet without physically examining him or her. Veterinarians appreciate observant owners and want to hear their description of the pet’s symptoms. However, many diseases have the same symptoms but require different treatment. To determine the cause of the symptoms and ensure the best outcome, veterinarians need to examine the pet in person and sometimes perform diagnostic testing. Treating a pet for the wrong disease will cost more in the end and could be harmful or even deadly to your pet.
I recently found an injured stray dog/cat. I paid for the initial veterinary care and have notified animal control. The animal is living at my house, but I can’t afford any additional treatment or medication. What can I do?
Legally, once you decide to adopt or “take in” an animal, you become the owner. As the owner, you are responsible for the pet’s care. When you take in a stray, he or she may be injured and require veterinary care. Because the amount you pay for his or her care isn’t related to how you’ve acquired the pet, you need to carefully consider whether adopting a stray pet is a financially advisable decision. If you can’t afford the pet’s care, you have the option to relinquish the animal to a local humane society or shelter (although some shelters cannot guarantee that the pet will not be euthanized).
Veterinarians often come across such cases, and many of them will work out an arrangement for people who want to help the animal. However, make sure you tell the veterinarian the situation before he or she examines and treats the pet.
If you find a stray, you should also ask the veterinarian to check for a microchip to determine whether the animal has an owner.
Why should I have my pet spayed or neutered? Why are these procedures so expensive?
Spaying and neutering can have major benefits for your pet, including lowering or preventing the risk of several diseases and types of cancer. Your veterinarian can discuss these benefits with you. In addition, spaying and neutering help control the pet population by reducing the number of unwanted pets.
Spaying and neutering are surgical procedures that require your pet to be put under anesthesia. The cost of these procedures takes into account the anesthesia, your veterinary team’s time and expertise, monitoring, drapes, suture material, and hospitalization. Spaying or neutering your pet is much less expensive than feeding and caring for litters of unwanted puppies or kittens or dealing with potential pregnancy complications.